Our team of experienced banking and finance professionals have considerable knowledge and intellectual property to assist clients in every stage of their business or customer life cycle.
We have carried out consumer finance engagements with the majority of financial institutions in Australia and around the world.
The first stages of any new business, service line or product are the most important.
Kessler's Business Advisory team has expertise which will assist you from the initial idea generation through to the successful launch.
Kessler can assist with:
- Design, develop and implement business strategy
- Manage the business development process including RFP and partner selection
- Develop and implement launch strategy
- Develop business plan and financials
- Commercial construct and contract design and negotiation
Since our launch in Australia in 1998 we have successfully created over 50 credit card programs, most recently for Virgin Money / Citi (2009) and Woolworths / HSBC (2008).
We are also engaged by a Large Australian bank to create co-branded and affinity credit card offerings
Keeping the success going and improving ongoing value of businesses and products is always a challenge once the initial excitement of launch has diminished. Kessler's team has significant consulting experience having worked with some of the largest banking organizations in the world.
We have worked on projects across every business stream to improve revenue efficiency, and reduce costs working on initiatives such as:
- Identify and implement process efficiencies
- Marketing channel efficiency
- Optimise sales efficiencies
- Product and service initiatives
- Cross sell strategies
- Retention strategies
- Pricing optimisation
- Credit risk optimisation
- Customer service improvements
Additionally, through our US sister company, Kessler Capital Holding LLC, we are able to undertake "Risk Based Marketing" where Kessler fund the acquisition of accounts for a partner.
Our team has significant transaction experience personally having successfully advised on the acquisition of $3.2bn of consumer finance receivables on behalf of financial institutions around the world.
